Parliament Question: PM Vishwakarma Scheme

GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES LOK SABHA UNSTARRED QUESTION NO. 854 TO BE ANSWERED ON 23.07.2026 PM VISHWAKARMA SCHEME

854. SHRI B Y RAGHAVENDRA:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

(a) the salient features of the PM Vishwakarma Scheme and the progress made thereunder since its launch;

(b) the number of registered beneficiaries under the Scheme, indicating the number of beneficiaries who have received Skill Upgradation Training, Toolkit Incentive and collateral-free credit State-wise and district-wise in Karnataka;

(c) the total amount of credit sanctioned and disbursed under the Scheme, State-wise, including for Shivamogga district in Karnataka;

(d) the initiatives undertaken to provide market access to beneficiaries through Government eMarketplace (GeM), e-commerce platforms, exhibitions, branding and quality certification; and

(e) the measures taken to increase enrolment, awareness and saturation of benefits among eligible artisans, particularly in rural and semi-urban areas? ANSWER MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a): PM Vishwakarma scheme was launched on 17.09.2023 to provide end-to-end holistic support to artisans and craftspeople of 18 traditional trades who work with their hands and tools. The scheme covers 18 trades, namely: Carpenter, Boat Maker, Armourer, Metal Artisan, Tool Kit Maker, Locksmith, Goldsmith, Potter, Sculptor/Stone Worker, Cobbler/Footwear Artisan, Mason, Basket/Mat/Broom Maker, Toy Maker (Traditional), Barber, Garland Maker, Washerman, Tailor and Fishing Net Maker.

Salient features of PM Vishwakarma: i. Recognition: Recognition of artisans and craftspeople through PM Vishwakarma certificate and ID card. ii. Skill Upgradation: Basic Training of 5-7 days and Advanced Training of 15 days or more, with a stipend of Rs. 500 per day and transport allowance of Rs 1000.

iii. Toolkit Incentive: A toolkit incentive of upto Rs. 15,000 through e-vouchers after Basic Skill Training. iv. Credit Support: Collateral free 'Enterprise Development Loans' of upto Rs. 3 lakh in two tranches of Rs. 1 lakh and Rs. 2 lakh with tenures of 18 months and 30 months, respectively, at a concessional rate of interest fixed at 5%, with Government of India subvention to the extent of 8%.

v. Incentive for Digital Transaction: An amount of Re. 1 per eligible digital transaction, upto maximum 100 eligible transactions monthly will be provided to the beneficiary for digital pay- out or receipt.

vi. Marketing Support: Marketing support in the form of quality certification, branding, onboarding on e-commerce platforms such as GeM, advertising, publicity and other marketing activities to improve linkage to value chain.: 2 :

(b): The number of registered beneficiaries under PM Vishwakarma, Skill Upgradation Training, Toolkit Incentive and collateral-free credit State-wise and district-wise in Karnataka is at Annexure I.

(c): State-wise, total amount of credit sanctioned and disbursed is at Annexure II.

Further, the total amount of credit sanctioned and disbursed in Shivamogga district of Karnataka

is as follows: (Rs. in Lakh) District Name Loan Sanction Amount Loan Disbursed amount Shivamogga 4758.95 3863.84

(d): Under PM Vishwakarma scheme, Ministry of MSME has initiated comprehensive marketing support measures to enhance market access for Vishwakarma artisans through online platforms and physical exhibitions. It includes onboarding of PM Vishwakarmas on Government e-Marketplace

(GeM), Open Network for Digital Commerce (ONDC) and reputed e-commerce platforms. More than 30,000 beneficiaries have been onboarded on GeM, over 1,700 artisans have been onboarded on ONDC and 160 artisans have been onboarded on e-commerce platforms. As on date, 82 trade fairs and 37 State-level PM Vishwakarma exhibitions have been organised across country.

(e): In order to ensure equitable access to the scheme for all artisans and craftsmen, Ministry of Micro, Small and Medium Enterprises has undertaken a series of initiatives to spread awareness about PM Vishwakarma scheme. Till 2025-26, more than 760 awareness programmes/camps, over 50 workshops, 50 trade fairs, 34 State-level exhibitions and more than 50 flash mobs have been organized across the country, rural and semi-urban areas.

In addition, for this financial year, 739 Awareness programmes have been allocated to the field formations of the Ministry of MSME to disseminate awareness in local languages under the scheme in collaboration with State Governments/ UT Administrations.

The Ministry has also undertaken extensive publicity through social media campaigns, radio jingles on All India Radio, newspaper advertisements, hoardings, digital displays and audio announcements in local languages at various public locations. To further enhance accessibility and ensure wider outreach, PM Vishwakarma Guidelines and Handbook for various trades have been translated into 12 regional languages is available in public domain.

****Annexure -I Annexure -I referred to in reply to part (b) of the Lok Sabha unstarred question no. 854 for answer on 23.07.2026

(a) State-wise number of registered beneficiaries, Skill Upgradation Training, Toolkit Incentive and collateral-free credit under PM Vishwakarma No. of Successful Basic Training No. of Loan Toolkits State/U.T. Registration completed Sanctioned Delivered ANDHRA PRADESH 2,22,947 1,79,245 59,788 1,07,428 ARUNACHAL PRADESH 7,196 1,868 297 94 ASSAM 1,18,861 97,740 16,072 66,700 BIHAR 1,62,053 1,19,543 26,423 71,581 CHHATTISGARH 1,16,442 82,481 11,857 59,134 GOA 18,575 12,138 1,350 7,407 GUJARAT 2,14,064 1,86,721 51,115 1,56,254 HARYANA 41,366 33,372 8,049 22,260 HIMACHAL PRADESH 19,701 13,175 2,213 7,868 JHARKHAND 43,737 31,865 7,059 21,847 KARNATAKA 5,72,108 4,89,114 1,30,750 3,84,997 KERALA 22,344 13,776 58,84 6,623 MADHYA PRADESH 2,78,022 2,28,393 59,461 1,55,262 MAHARASHTRA 2,83,298 2,17,512 65,029 1,60,884 MANIPUR 18,132 11,869 2,312 2,543 MEGHALAYA 4,725 885 83 189 MIZORAM 3,397 1,409 103 147 NAGALAND 4,550 2,035 426 140 ODISHA 1,06,312 85,937 19,768 61,066 PUNJAB 13,040 8,506 1,920 3,370 RAJASTHAN 2,51,982 2,20,421 64,976 1,76,140 SIKKIM 3,407 1,905 452 534 TELANGANA 89,040 67,370 29,574 39,646 TRIPURA 20,273 15,980 4,573 6,783 UTTAR PRADESH 1,78,031 1,46,398 17,539 88,573 UTTARAKHAND 20,357 12,971 1,538 7,529 ANDAMAN & NICOBAR ISLANDS 1,057 609 141 283 CHANDIGARH 775 332 86 89 DELHI 2,619 1,015 225 117 JAMMU AND KASHMIR 1,54,881 1,37,421 14,844 1,12,138 LADAKH 4,189 2,758 629 2,297 LAKSHADWEEP 697 459 19 42 PUDUCHERRY 902 270 174 63 THE DADRA AND NAGAR HAVELI AND DAMAN & DIU 918 634 178 434 Grand Total 30,00,000 24,26,127 6,04,907 17,30,462 Tamil Nadu has not yet Constituted State Monitoring Committee and District Implementation Committee under PM Vishwakarma West Bengal has Constituted State Monitoring Committee and District Implementation Committee during May, 2026(b) District-wise number of registered beneficiaries, Skill Upgradation Training, Toolkit Incentive and collateral-free credit in Karnataka under PM Vishwakarma No. of Successful Basic Training Loan Toolkit District Registration completed Sanctioned Delivered Bagalkote 3,877 3,053 1,044 2,124 Ballari 23,817 20,838 4,994 18,455 Belagavi 25,503 20,727 5,075 16,769 Bengaluru rural 7,801 6,053 1,734 4,137 Bengaluru urban 15,026 10,473 3,594 5,327 Bidar 32,975 27,801 5,790 25,699 Chamarajanagar 30,016 27,066 5,803 19,406 Chikkaballapura 21,890 18,674 3,441 16,500 Chikkamagaluru 7,131 6,054 2,563 4,047 Chitradurga 39,933 35,011 7,902 33,022 Dakshina kannada 7,254 5,841 3,695 4,854 Davanagere 21,998 19,806 6,208 16,364 Dharwad 13,301 1,16,88 3,265 7,650 Gadag 6,451 5,457 1,781 4,052 Hassan 11,213 9,689 3,246 7,301 Haveri 6,930 5,726 1,701 4,048 Kalaburagi 12,334 10,883 1,950 7,555 Kodagu 2,623 2,074 1,169 864 Kolar 38,204 31,839 8,011 28,144 Koppal 17,423 14,828 3,532 13,536 Mandya 22,410 19,263 4,759 12,386 Mysuru 34,868 30,584 6,390 22,761 Raichur 25,371 22,479 6,124 20,402 Ramanagara 9,377 8,552 2,717 5,948 Shivamogga 16,158 14,248 5,300 10,429 Tumakuru 65,284 58,042 14,177 40,468 Udupi 7,912 6,774 4,160 5,957 Uttara kannada 13,186 9,811 4,405 6,103 Vijayanagara 15,591 12,573 3,505 11,206 Vijayapura 1,674 1,018 239 432 Yadgir 14,577 12,189 2,476 9,051 Total (Karnataka) 5,72,108 4,77,531 1,30,750 3,84,997Annexure -II Annexure -II referred to in reply to part (c) of the Lok Sabha unstarred question no. 854 for answer on 23.07.2026 State-wise, total amount of credit sanctioned and disbursed under PM Vishwakarma Rs. in Lakh State/ UT name Loan Sanction Amount Loan Disbursed Amount ANDHRA PRADESH 48,399.70 37,783.95 ARUNACHAL PRADESH 271.84 222.76 ASSAM 15,012.18 13,282.85 BIHAR 22,469.02 18,832.78 CHHATTISGARH 9,898.46 7,451.62 GOA 1,214.18 904.47 GUJARAT 45,784.40 36,245.30 HARYANA 7,477.63 6,628.89 HIMACHAL PRADESH 2,088.30 1,910.36 JHARKHAND 4,866.21 3,978.79 KARNATAKA 103,429.38 79,415.03 KERALA 5,409.17 5,146.78 MADHYA PRADESH 53,908.84 47,475.07 MAHARASHTRA 55,970.05 46,013.74 MANIPUR 2,135.99 1,897.95 MEGHALAYA 70.15 39.20 MIZORAM 95.70 65.10 NAGALAND 414.83 393.10 ODISHA 16,491.04 14,796.19 PUNJAB 1,747.21 1,620.52 RAJASTHAN 57,661.10 53,316.60 SIKKIM 428.11 377.31 TELANGANA 27,820.18 25,547.92 TRIPURA 3,952.53 3,652.24 UTTAR PRADESH 15,304.99 12,838.42 UTTARAKHAND 1,375.98 1,197.00 ANDAMAN AND NICOBAR ISLANDS 120.69 112.36 CHANDIGARH 76.75 69.03 DELHI 189.28 179.43 JAMMU AND KASHMIR 13,734.77 8,619.88 LADAKH 622.52 594.17 LAKSHADWEEP 15.30 15.30 PUDUCHERRY 166.29 164.29 THE DADRA AND NAGAR HAVELI AND DAMAN AND DIU 158.25 151.25 Grand Total 518,780.99 430,939.63 Tamil Nadu has not yet Constituted State Monitoring Committee and District Implementation Committee under PM Vishwakarma West Bengal has Constituted State Monitoring Committee and District Implementation Committee during May, 2026