Invite to Bid for Insurance cover for IFSCA HQ Building (GEM/2026/B/7826682)

(cid:1)बड सं(cid:67)या/Bid Number: GEM/2026/B/7826682 (cid:59)दनांक /Dated: 23-07-2026 (cid:1)(cid:1)बबडड दद(cid:39)(cid:39)ततााववेज़ेज़ / Bid Document (cid:1)(cid:1)बबडड (cid:1)(cid:1)ववववररणण//Bid Details (cid:1)(cid:1)बबडड बबंदंद हहोोनने े कक(cid:16)(cid:16) तताारर(cid:19)(cid:19)खख//ससममयय /Bid End Date/Time 12-08-2026 15:00:00 (cid:1)(cid:1)बबडड खखुलुलनने े कक(cid:16)(cid:16) तताारर(cid:19)(cid:19)खख//ससममयय /Bid Opening 12-08-2026 15:30:00 Date/Time (cid:1)(cid:1)बबडड पपेशेशककशश ववैधैधतताा ((बबंदंद हहोोनने े कक(cid:16)(cid:16) तताारर(cid:19)(cid:19)खख ससे)े)/Bid Offer 90 (Days) Validity (From End Date) ममं(cid:32)ं(cid:32)ााललयय//रराा(cid:33)(cid:33)यय ककाा ननाामम/Ministry/State Name Ministry Of Finance (cid:1)(cid:1)ववभभाागग ककाा ननाामम/Department Name Department Of Economic Affairs ससंगंगठठनन ककाा ननाामम/Organisation Name N/a ककााययााल(cid:37)ल(cid:37) यय ककाा ननाामम/Office Name International Financial Services Centres Authority ििशशककााययतत ििननववााररणण ककेे ससंपंपकक(cid:37)(cid:37) (cid:1)(cid:1)ववववररणण/ Contact details of HOD Email id :arunksingh.03@ifsca.gov.in

Grievance redressal Buyer Email id: hr-manager@ifsca.gov.in Assets Insurance Service - Terrorism Insurance, Electronic Equipment Insurance, All Risk Policy, Money Insurance, Fire वव(cid:39)(cid:39)ततु ु (cid:40)(cid:40)णेणे ीी /Item Category Insurance, Building Insurance; Property Damage Cover, Standard Fire & Special Perils Cover, Storm, Typhoon, Hurricane, Tornado, Flo..

अअननुबुबंधंध अअववििधध /Contract Period 1 Year(s) एएममएएससएएममईई ककेे ििललएए अअननुभुभवव ककेे ववषष(cid:46)(cid:46) औऔरर टटननओ(cid:37)ओ(cid:37) ववरर ससेे छछूूटट (cid:52)(cid:52)ददाानन कक(cid:16)(cid:16) गगईई हहैै/MSE Relaxation for Years of No Experience and Turnover (cid:39)(cid:39)टटााटट(cid:37)(cid:37)अअपप ककेे ििललएए अअननुभुभवव ककेे ववषष(cid:46)(cid:46) औऔरर टटननओ(cid:37)ओ(cid:37) ववरर ससेे छछूूटट (cid:52)(cid:52)ददाानन कक(cid:16)(cid:16) गगईई हहैै /Startup Relaxation for Years of No Experience and Turnover Experience Criteria,Certificate (Requested in ATC) *In case any bidder is seeking exemption from Experience / (cid:1)(cid:1)वव(cid:53)(cid:53)ेेतताा ससे े ममाांगंगे े गगएए दद(cid:39)(cid:39)ततााववेज़ेज़/Document required Turnover Criteria, the supporting documents to prove his from seller eligibility for exemption must be uploaded for evaluation by the buyer (cid:55)(cid:55)ययाा आआपप ििनन(cid:1)(cid:1)ववददााककाारर(cid:57)(cid:57) (cid:58)(cid:58)ाारराा अअपपललोोडड (cid:59)(cid:59)ककएए गगएए दद(cid:39)(cid:39)ततााववेज़ेज़(cid:57)(cid:57) ककोो ििनन(cid:1)(cid:1)ववददाा मम(cid:60) (cid:60) भभाागग ललेनेने े ववाालले े ससभभीी ििनन(cid:1)(cid:1)ववददााककाारर(cid:57)(cid:57) ककोो (cid:59)(cid:59)ददखखााननाा Yes (Documents submitted as part of a clarification or representation during the tender/bid process will also be चचााहहतते े हह(cid:62)(cid:62)?? ससंदंदभभ (cid:37) (cid:37) ममेनेनू ू हहैै/Do you want to show displayed to other participated bidders after log in) documents uploaded by bidders to all bidders participated in bid? (cid:1)(cid:1)बबडड ललगगाानने े कक(cid:16)(cid:16) ससममयय ससीीममाा (cid:39)(cid:39)ववततःः ननहह(cid:19)(cid:19)ं ं बबढ़ढ़ाानने े ककेे ििललएए आआवव(cid:66)(cid:66)ययकक (cid:1)(cid:1)बबडड कक(cid:16)(cid:16) ससं(cid:67)ं(cid:67)ययाा।। / Minimum number of 1 bids required to disable automatic bid extension 1 / 7(cid:1)(cid:1)बबडड (cid:1)(cid:1)ववववररणण//Bid Details (cid:59)(cid:59)ददनन(cid:57)(cid:57) कक(cid:16)(cid:16) ससं(cid:67)ं(cid:67)ययाा,, (cid:77)(cid:77)जजननककेे ििललएए (cid:1)(cid:1)बबडड ललगगाानने े कक(cid:16)(cid:16) ससममयय--ससीीममाा बबढ़ढ़ााईई जजााएएगगीी।। // Number of days for which Bid 7 would be auto--extended ऑऑटटोो एए(cid:55)(cid:55)ससटट(cid:60)(cid:60)शशनन अअििधधककततमम (cid:59)(cid:59)ककततननीी बबाारर (cid:59)(cid:59)ककययाा जजााननाा हहैै।। // 1 Number of Auto Extension count (cid:1)(cid:1)बबडड ससे े (cid:80)(cid:80)ररववसस (cid:37) (cid:37) ननीीललााममीी सस(cid:59)(cid:59)(cid:53)(cid:53)यय (cid:59)(cid:59)ककययाा/Bid to RA enabled No (cid:1)(cid:1)बबडड ककाा (cid:52)(cid:52)ककाारर/Type of Bid Two Packet Bid ततककननीीकक(cid:16)(cid:16) ममू(cid:81)ू(cid:81)ययाांकंकनन ककेे ददौौरराानन ततककननीीकक(cid:16)(cid:16) (cid:39)(cid:39)पप(cid:83)(cid:83)ीीककररणण हहेेततुु अअननुमुमतत ससममयय /Time allowed for Technical 2 Days Clarifications during technical evaluation अअननुमुमााििननतत ििनन(cid:1)(cid:1)ववददाा ममू(cid:81)ू(cid:81)यय ((ससभभीी ककरर(cid:57)(cid:57) सस(cid:59)(cid:59)हहतत)) भभााररततीीयय (cid:84)(cid:84)पपयये े मम(cid:60)(cid:60) / Estimated Bid Value in INR (Inclusive of all 2000000 taxes) ममू(cid:81)ू(cid:81)ययाांकंकनन पप(cid:85)(cid:85)िितत/Evaluation Method Total value wise evaluation ममू(cid:81)ू(cid:81)यय ददशशाान(cid:37)न(cid:37) े े ववााललाा (cid:1)(cid:1)वव(cid:86)(cid:86)ीीयय दद(cid:39)(cid:39)ततााववेजेज (cid:87)(cid:87)ेकेकअअपप आआवव(cid:66)(cid:66)ययकक हहैै / Financial Document Indicating Price Yes Breakup Required मम(cid:88)(cid:88)यय(cid:39)(cid:39)थथतताा खखंडंड/Arbitration Clause No ससुलुलहह खखंडंड/Mediation Clause No ईईएएममडड(cid:19)(cid:19) (cid:1)(cid:1)ववववररणण/EMD Detail आव(cid:66)यकता/Required No ईईपपीीबबीीजजीी (cid:1)(cid:1)ववववररणण /ePBG Detail आव(cid:66)यकता/Required No बोली (cid:1)वभाजन लागू नह(cid:19)ं (cid:59)कया गया/ Bid splitting not applied.

एएममआआईईआआईई अअननुपुपााललनन/MII Compliance एमआईआई अनुपालन/MII Compliance Yes एएममएएससईई खखरर(cid:19)(cid:19)दद ववरर(cid:19)(cid:19)ययतताा/MSE Purchase Preference एमएसई खर(cid:19)द वर(cid:19)यता/MSE Purchase Preference Yes 2 / 7सू(cid:90)म और लघु उ(cid:93)म मूल उपकरण िनमात(cid:37) ाओं/सेवा (cid:52)दाता को खर(cid:19)द म(cid:60) (cid:52)ाथिमकता, य(cid:59)द उनका मू(cid:81)य L1+X% / 15 Purchase Preference to MSE OEMs/ Service Provider available upto price within L1+X%

1. Purchase preference to Micro and Small Enterprises (MSEs): Purchase preference will be given to MSEs having valid Udyam Certificate and whose credentials are validated online through Udyam Registration portal as defined in Public Procurement Policy for Micro and Small Enterprises (MSEs) Order, 2012 dated 23.03.2012 issued by Ministry of Micro, Small and Medium Enterprises and its subsequent Orders/Notifications issued by concerned Ministry. If the bidder wants to avail themselves of the Purchase preference, the bidder must be the manufacturer / OEM of the offered product on GeM. In respect of bid for Services, the bidder must be the Service provider of the offered Service. Traders are excluded from the purview of Public Procurement Policy for Micro and Small Enterprises and hence resellers offering products manufactured by some other OEM are not eligible for any purchase preference. Relevant documentary evidence in this regard shall be uploaded along with the bid in respect of the offered product or service, and Buyer will decide eligibility for purchase preference based on documentary evidence submitted in case of product bids, whereas in case of services the eligibility is automatically validated. If L-1 is not an MSE and MSE Seller (s) has / have quoted price within L-1+ 15% (Selected by Buyer) of margin of purchase preference /price band defined in relevant policy, such MSE Seller shall be given opportunity to match L-1 price and contract will be awarded for % (selected by Buyer) percentage of total quantity. The buyers are advised to refer the OM_No.1_4_2021_PPD_dated_18.05.2023 for compliance of Concurrent application of Public Procurement Policy for Micro and Small Enterprises Order, 2012 and Public Procurement (Preference to Make in India) Order, 2017. Benefits of MSE will be allowed only if seller is validated on-line in GeM profile as well as validated and approved by Buyer after evaluation of documents submitted.

2. If L-1 is not an MSE and MSE Service Provider (s) has/have quoted price within L-1+ 15% of margin of purchase preference /price band as defined in the relevant policy, then 100% order quantity will be awarded to such MSE bidder subject to acceptance of L1 bid price.

3. Estimated Bid Value indicated above is being declared solely for the purpose of guidance on EMD amount and for determining the Eligibility Criteria related to Turn Over, Past Performance and Project / Past Experience etc.

This has no relevance or bearing on the price to be quoted by the bidders and is also not going to have any impact on bid participation. Also this is not going to be used as a criteria in determining reasonableness of quoted prices which would be determined by the buyer based on its own assessment of reasonableness and based on competitive prices received in Bid / RA process.

एए(cid:55)(cid:55)ससेलेल मम(cid:60) (cid:60) अअपपललोोडड (cid:59)(cid:59)ककएए जजाानने े कक(cid:16)(cid:16) आआवव(cid:66)(cid:66)ययककतताा /Excel Upload Required :

Quotation for Insurance Coverage - 1784802492.xlsx अअिितत(cid:80)(cid:80)रर(cid:97)(cid:97) ययोो(cid:98)(cid:98)ययतताा //आआवव(cid:66)(cid:66)ययकक डडेेटटाा/Additional Qualification/Data Required

Details for Assets to be insured:1784802503.pdf Scope Inclusions/Exclusions Advisory- With reference to Order F.No. 14017/64/2020-Ins. II issued by the Department of Financial Services under Ministry of Finance, it is advised not to include Net- Worth as a criterion for Public Sector General Insurance Companies in General Insurance tenders.:1784802702.pdf Pre Bid Detail(s) ममू(cid:81)ू(cid:81)यय ििभभ(cid:99)(cid:99)ननतताा खखंडंड दद(cid:39)(cid:39)ततााववेज़ेज़/Pre-Bid (cid:52)(cid:52)ीी-(cid:1)(cid:1)बबडड (cid:39)(cid:39)थथाानन/Pre-Bid Venue Date and Time 28-07-2026 11:00:00 IFSCA, Pragya Tower, GIFT City, Gandhinagar Assets Insurance Service - Terrorism Insurance, Electronic Equipment Insurance, All Risk Policy, Money Insurance, Fire Insurance, Building Insurance; Property Damage Cover, Standard Fire & Special Perils Cover, Storm, Typhoon, Hurricane, Tornado, Flo.. ( 1 ) 3 / 7ततककननीीकक(cid:16)(cid:16) (cid:1)(cid:1)ववििशश(cid:1)(cid:1)(cid:83)(cid:83)ययााँ ँ /Technical Specifications (cid:1)(cid:1)ववववररणण/ Specif ममू(cid:81)ू(cid:81)यय/ Values icatio n ककोोरर / Core Type of Asset Terrorism Insurance , Electronic Equipment Insurance , All Risk Policy , Money Insurance , Fire Insuran Insurance , Building Insurance ce Policy Type of Property Damage Cover , Standard Fire & Special Perils Cover , Storm, Typhoon, Hurricane, Tornado, Risk Flood and Inundation (STFI) Cover , Business Interruption (Loss of Profit) Cover , MBD (Machinery Covera breakdown) Cover , Terrorism Cover , Earthquake Cover , Theft/Burglary Cover , Public Liability, ge Fixed Glass and Sanitary Fittings, Neon Sign and Glow Signs Re- insuran ce Optional Arrang ement Premiu m Payme Single Premium nt Option s Risk Inspect ion (Assess ment) Report No of assets to be provide d by Buyer List of Insurer from Acko General Insurance Ltd. , Agriculture Insurance Company of India Ltd. , Cholamandalam MS where General Insurance Co. Ltd. , ECGC Ltd. , Future Generali India Insurance Co. Ltd. , National Insurance insuran Co. Ltd. , Raheja QBE General Insurance Co. Ltd. , Liberty General Insurance Ltd. , IFFCO TOKIO ce to General Insurance Co. Ltd. , ICICI LOMBARD General Insurance Co. Ltd. , HDFC ERGO General be Insurance Co.Ltd. , Go Digit General Insurance Ltd. , Royal Sundaram General Insurance Co. Ltd. , SBI taken(c General Insurance Co. Ltd. , Shriram General Insurance Co. Ltd. , Tata AIG General Insurance Co. Ltd.

an , The New India Assurance Co. Ltd. , The Oriental Insurance Co. Ltd. , United India Insurance Co. Ltd. indicat , Universal Sompo General Insurance Co. Ltd. , Navi General Insurance Ltd. , Zuno General Insurance e Ltd. , Zurich Kotak General Insurance Company (India) Ltd. , IndusInd General Insurance Company multipl Ltd. , Bajaj General Insurance Ltd. , Magma General Insurance Ltd. , Any IRDA approved Insurance e companies service provide rs) 4 / 7(cid:1)(cid:1)ववववररणण/ Specif ममू(cid:81)ू(cid:81)यय/ Values icatio n एएडडऑऑनन /Addon(s) अअिितत(cid:80)(cid:80)रर(cid:97)(cid:97) (cid:1)(cid:1)ववववररणण /Additional Details Method used for Valuati WDV on of Assets (WDV or RIV) Insuran ce 17-08-2026 Start Date Insuran ce End 16-08-2027 Date अअिितत(cid:80)(cid:80)रर(cid:97)(cid:97) (cid:1)(cid:1)ववििशश(cid:1)(cid:1)(cid:83)(cid:83) दद(cid:39)(cid:39)ततााववेज़ेज़ /Additional Specification Documents पपररेे(cid:1)(cid:1)षषततीी//(cid:80)(cid:80)ररपपोो(cid:59)(cid:59)टट(cid:101)(cid:101)गग अअििधधककाारर(cid:19)(cid:19) /Consignees/Reporting Officer and Quantity पपररेे(cid:1)(cid:1)षषततीी//(cid:80)(cid:80)ररपपोो(cid:59)(cid:59)टट(cid:101)(cid:101)गग अअिितत(cid:80)(cid:80)रर(cid:97)(cid:97) आआवव(cid:66)(cid:66)ययककतताा (cid:53)(cid:53)..ससं.ं./S.N अअििधधककाारर(cid:19)(cid:19) /Consignee पपतताा/Address Quantity /Additional o.

Requirement Reporting/Officer Total Number of 382355,2ND & 3RD FLOOR, Asset to be Insured PRAGYA TOWER, BLOCK 15, Project / Dadisetty Vijay (Quantity) : 1 1 ZONE 1, ROAD 1C, GIFT SEZ, Lumpsum Sagar Total Sum Insured GIFT CITY, GANDHINAGAR - Based

for the Assets :

382355, GUJARAT 2470000000 /Buyer Added Bid Specific Terms and Conditions (cid:53)(cid:53)ेेतताा (cid:58)(cid:58)ाारराा जजोोड़ड़(cid:19)(cid:19) गगईई (cid:1)(cid:1)बबडड कक(cid:16)(cid:16) (cid:1)(cid:1)ववशशेषेष शशतत(cid:104)(cid:104)

1. Generic OPTION CLAUSE 25% : The buyer can increase or decrease the contract quantity or contract duration up to 25 percent at the time of issue of the contract. However, once the contract is issued, the contract quantity or contract duration can only be increased up to 25 percent. Bidders are bound to accept the revised quantity or duration.

For lumpsum-based service contracts, the buyer may increase the scope of work and contract value up to 25 percent with the consent of the service provider 5 / 72. Buyer Added Bid Specific ATC Buyer uploaded ATC document Click here to view the file.

3. Certificates Bidder's offer is liable to be rejected if they don't upload any of the certificates / documents sought in the Bid document, ATC and Corrigendum if any.

4. Generic Buyer Organization specific Integrity Pact shall have to be complied by all bidders. Bidders shall have to upload scanned copy of signed integrity pact as per Buyer organizations policy along with bid. Click here to view the file /Disclaimer अअ(cid:39)(cid:39)ववीीककररणण The Additional Terms and Conditions (ATC) have been incorporated by the Buyer after approval of their Competent Authority. The Buyer ,is solely responsible for the impact of these clauses on the bidding process, its outcome, and consequences thereof including any restriction arising in the bidding process due to these ATCs and including the modification of technical specifications and / or terms and conditions governing the bid.All representations / grievances pertaining to the ATC clauses shall be raised with the buyer organization directly and not with GeM.If any of the clause(s) is/are incorporated by the Buyer regarding the following, the bid & resultant contract shall be treated as null & void. Further, GeM reserves the right, at its sole discretion, to cancel the bid forthwith, without issuance of any prior notice or intimation :-

1. Publishing Custom / BOQ bids for items for which regular GeM categories are available (unless such Custom / BOQ item is bunched with the major regular product Category Item).

2. Mandating procurement of / from specific Brand / Make / Model / Manufacturer / Dealer except in case of Single Bid / Proprietary Article Certificate (PAC) Buying.

3. Inclusion of disqualification criteria related to suspension of seller / service provider, where such suspension period has already expired.

4. Mandating submission of documents in physical form as a pre-requisite to qualify bidders.

5. Publishing bids on GeM for procurement of works.

6. Procurement of Goods by creating a Service bid on GeM & vice-versa.

7. Seeking sample with bid or approval of samples during bid evaluation process. However, trial / sample, as the case may be, shall be permitted in cases where trial / sample are allowed as per approved and published procurement policy of the Buyers’ controlling Ministry / Department / State / Public Sector Enterprises Headquarters. If there is any violation of trial / sample clause with regard to approved policy of the Buyers’ Ministry / Department / State / Public Sector Enterprises Headquarters, then this is to be determined and redressed by the concerned Buyer Organisation only.

8. Seeking experience from specific organization / department / institute only or from foreign / export experience.

9. Creating bid for items from incorrect categories.

10. Reference of conditions published on any external site or reference to external documents/clauses.

11. Asking for any Tender fee / Bid Participation fee, as the case may be.

12. Buyer added ATC Clauses which are in contravention of clauses defined in bid detail section, including specifications, EMD Detail, ePBG Detail and MII and MSE Purchase Preference sections of the bid, unless otherwise allowed by the applicable GeM GTC.

13. Any ATC clause in contravention with GeM GTC Clause 4 (xiii) (h) will be invalid. In case of multiple L1 bidders against a service bid, the buyer shall place the Contract by selection of a bidder amongst the L-1 bidders through a Random Algorithm executed by GeM system.

14. In a category based bid, adding additional items, through buyer added, additional scope of work/ additional terms and conditions/or any other document. If buyer needs more items along with the main item, the same must be added through bunching category based items or by bunching custom catalogues or bunching a BoQ with the main category based item, the same must not be done through ATC or Scope of Work.

6 / 7Further, if any seller has any objection/grievance against these additional clauses or otherwise on any aspect of this bid, they can raise their representation against the same by using the Representation window provided in the bid details field in Seller dashboard after logging in as a seller. Buyer is duty bound to reply to all such representations and would not be allowed to open bids if he fails to reply to such representations.

All GeM Sellers/Service Providers shall ensure full compliance with all applicable labour laws, including the provisions, rules, schemes and guidelines under the four Labour Codes i.e. the Code on Wages, 2019; the Industrial Relations Code, 2020; the Occupational Safety, Health and Working Conditions Code, 2020; and the Code on Social Security, 2020 as and when notified and brought into force by the Government of India.

For all provisions of the Labour Codes that are pending operationalisation through rules, schemes or notifications, the corresponding provisions of the pre-existing labour enactments (such as The Minimum Wages Act, 1948, The Payment of Wages Act, 1936, The Payment of Bonus Act, 1965, The Equal Remuneration Act, 1976, The Payment of Gratuity Act, 1972, etc. and relevant State Rules) shall continue to remain applicable.

The Seller/ Service Providers shall, therefore, be responsible for ensuring compliance under:

All notified and enforceable provisions of the new Labour Codes as mentioned hereinabove; and All operative provisions of the erstwhile Labour Laws until their complete substitution.

All obligations relating to wages, social security, safety, working conditions, industrial relations etc. and any other statutory requirements shall be strictly met by the Seller/ Service Provider. Any non- compliance shall constitute a breach of the contract and shall entitle the Buyer to take appropriate action in accordance with the contract and applicable law.

This Bid is governed by the General Terms and Conditions, conditions stipulated in Bid and Service Level Agreement specific to the Service, as the case may be, as provided in the Marketplace.

However, in case of Service, if any condition specified in General Terms and Conditions is contradicted by the conditions stipulated in Service Level Agreement specific to said Service, then it will over-ride the conditions in the General Terms and Conditions.

This Bid is governed by the सामा(cid:99)य िनयम और शत(cid:104)/General Terms and Conditions, conditions stipulated in Bid and Service Level Agreement specific to this Service as provided in the Marketplace. However in case if any condition specified in सामा(cid:99)य िनयम और शत(cid:104)/General Terms and Conditions is contradicted by the conditions stipulated in Service Level Agreement, then it will over ride the conditions in the General Terms and Conditions.

जेम क(cid:16) सामा(cid:99)य शत(cid:46) के खंड 26 के संदभ (cid:37) म(cid:60) भारत के साथ भूिम सीमा साझा करने वाले देश के (cid:1)बडर से खर(cid:19)द पर (cid:52)ितबंध के संबंध म(cid:60) भारत के साथ भूिम सीमा साझा करने वाले देश का कोई भी (cid:1)बडर इस िन(cid:1)वदा म(cid:60) (cid:1)बड देने के िलए तभी पा(cid:32) होगा जब वह (cid:1)बड देने वाला स(cid:107)म (cid:52)ािधकार(cid:19) के पास पंजीकृत हो।(cid:1)बड म(cid:60) भाग लेते समय (cid:1)बडर को इसका अनुपालन करना होगा और कोई भी गलत घोषणा (cid:59)कए जाने व इसका अनुपालन न करने पर अनुबंध को त(cid:109)काल समा(cid:110) करने और कानून के अनुसार आगे क(cid:16) कानूनी कार(cid:37)वाई का आधार होगा।/In terms of GeM GTC clause 26 regarding Restrictions on procurement from a bidder of a country which shares a land border with India, any bidder from a country which shares a land border with India will be eligible to bid in this tender only if the bidder is registered with the Competent Authority. While participating in bid, Bidder has to undertake compliance of this and any false declaration and non-compliance of this would be a ground for immediate termination of the contract and further legal action in accordance with the laws.

---धध(cid:99)(cid:99)ययववाादद/Thank You--- 7 / 7